Free Enterprise Regulations
Private Regulations Provided as a Service to the Public

Regulation in the free market is a service that is provided to the consumers voluntarily by producers. Regulation is a product itself, a service, that consumers demand. Different consumers demand different types of regulation and to different degrees, some consumers may want little or no regulation and they have the right to seek goods and services which are unregulated and purchase them at a cheaper price, without strict inspections, protections or warrantees, where the buyer purchases that product as is and takes one's chances with it. Other consumers may want some limited regulations, for which they are willing to pay, to provide some minimal guarantees, while other consumers may be willing to pay a higher price for heavily regulated products which are heavily regulated, strictly inspected, guaranteed and provides greater protections. As a person is free to spend one's money as one chooses, an individual consumer has the right to spend one's money to seek the kind and level of regulation that one demands, and by the same token, the consumer has a right to spend one's money, or save one's money, on unregulated products. This free market service of regulation applies to all goods and services including choice of money, banking, insurance, health care, transportation, legal services, etc.

1 - Zoning
Voluntary private zoning can be effective in preventing some types of undesirable development by creating a zoning checkerboard, meaning, if you get some people to agree to sign on, you may have a checkerboard with some in and some not within the neighborhood, but this is effective because those who have not joined will leave these small pieces of property between others that have joined, which will make these isolated properties unusable for developing commercially or for other uses that's inconsistent with the surrounding properties. A community association may offer payment or other rewards to get owners to sign on, this creates an incentive for people to agree to accept payment to sign the contract early because once there is enough of a checkerboard filled in there will no longer be a need to pay people, because it will be effective without them, so there's no reason to force zoning codes on anyone.

2 - Monetary Regulation - Banking, Investment & Insurance regulation
Anyone may issue money, an individual may use an IOU as money, if anyone will accept it. A currency is simply an IOU, the entity issuing it claims that the tokens are backed by something of real value and the people using the token accept it as currency. If a firm issues money and if people should accept it and use it, then they have the right to circulate their own currency. This currency may be limited only to those people who know and trust the one who issued it. To create a currency that has broader use the issuer should prove that the money is backed by something of real value and that the money is insured by a reputable insurance company.
   Banks, monetary brokers or other firms may issue the currency. The regulation of the honesty of the currency and the regulation of banking, investments and the insurance industry may be accomplished by a private common authority that the members join or create to regulate their industry and to provide honest representation and information to the public for the individuals and firms who choose to participate in the use of their services.
The enforcement of the regulation should come from the member's treaty organization.
Poliverian Monetary Regulation
Poliverian Regulation of Banking

3 - Public Safety Inspections
Protection of public safety is always a benign form of regulation meaning that the regulation may not invade people's property or command them how to perform an act or how to manufacture a product, instead it is like any other law which forbids anyone from taking any action which directly threatens or harms another person.
   A person who believes that another person, industry, condition of a property, building or an activity is a potential threat to oneself, one's property or another innocent person, should first inquire to the owner or party in charge of the potentially dangerous or harmful source and if that party refuses to provide information that may satisfy the complainant, then the complainant may file a complaint with the proper authorities, or if their is no contract assigning authority between the two parties, then the complainant may go to a treaty organization and ask them to take action to require an inspection.
   If the owner refuses to comply or if their standards are too low or their inspections are negligent and the person still believes one is threatened by their activity, then that person may file a law suit through their treaty organization which will take action against the owner. If the owner is a member of an affiliated treaty organization, then there will be mechanisms in place to settle the issue. If the owner is an alien and refuses to comply with the court ruling, then the treaty organization may use a boycott or blockade of the alien territory. The alien must either, enter into negotiations to settle the issue through a mutually acceptable court that is fair and objective or they must choose a different travelway so that it no longer endangers sovereigns' lives or property. If the alien is still threatening public safety and refuses to enter into any negotiations to settle the issue, then the treaty authorities may us force against the alien to protect the larger public. It the threat is great enough and eminent, and the alien refuses to even discuss measure to protect the public, then any sovereign should notify their treaty authority who will immediately use of force defend the sovereign member against the alien threat. 
   A person who believes that airplanes flying over one's property or other transportation, such as; trucks or trains carrying hazardous material near one's property is a direct threat to one's life or property, may ask the owner of the transportation services to provide information as to their level of standards and the quality of inspections and if the response is unsatisfactory then one may take legal action through a treaty organization. Who may use a blockade or boycott against the alien responsible combined with forces being sent to stop the airplane or the truck or train from entering territory which is judged to cause a threat to sovereign persons' lives or property.

To protect public safety in the case of a building constructed over one story close to other buildings in an urban neighborhood, the neighbors may sue the owner to get compliance with building codes which are proposed as standards by the building industry and/or the community association, but not imposed as invasive regulations. Acceptance of these voluntary regulations would come through the deed to the property or may be gained by voluntarily joining the community association or signing some other contract. If a property owner refuses to comply with reasonable community standards then the community may block off access by the property owner to the roads or public utilities provided by the community or which go through community association property, this would effectively blockade and cut off the property owner from travel, electricity, communication, water and other necessities, this would gain compliance without violating the sovereignty of private property ownership. It property owners refuse to comply with fire codes then the community may have the electricity shut off to that property. Private property is sovereign and just as has been traditional between nations that sovereignty must be respected.
   Homeowners will be most careful in seeing that their house is constructed for safety because for them the punishment for faulting construction or wiring may be death, no one can justify imposing regulations against carelessness because such punishment is not a deterrent. Besides that, any justifiable building code or contractual agreement is strictly between the owner and one's immediate neighbors or those who can show that any building hazard poses a direct threat to them. If a person chooses to live in an unsafe building, its that person's life and no one else's.

4 - Regulation of Industries
(A) Consumer
The regulation of industries for the purpose of providing protection and information to the consumers must be provided voluntarily by the individual firm or by firms who are members of a private regulating organization who will oversee the enforcement of voluntary regulations accepted by its members. The consumer has much greater choices in a system of private industry regulation. Here the consumer may choose the type and degree of regulation that one seeks; and is willing to pay for this service. Consumers who are not willing to pay more for higher regulation have the same equal right to choose how they will spend their own money, including choosing little or no regulation.
The enforcement of the regulation should come from the member's treaty organization.
External regulation, the protection of the public from irresponsible industrial actions is covered in the above; Public Safety Inspections.
(B) Occupational Safety
Workers may protect their own safety on the job by either negotiated union action or their ability to protect themselves may be guaranteed in a treaty agreement.

5 - Health Care
Like in any other industry, the consumer must have the option to choose the level of regulation and protection that one wants and for which one is willing to pay. In a system of internal regulation and complete accountability, physicians, hospitals, other personnel and technology must meet has high a standards as is demanded by the patient-consumers. No other system allows people to receive exactly the care that they want along with the protection that they need. Physicians and hospitals will be inspected more rigorously when regulated by an authority that enforces high standards. Patients who seek this greater protection will be willing to pay or it. Patients who wish to reduce costs may seek less strictly regulated services. The whole system will cost less than a state run system, because it allows consumers to pay for exactly what they want and it allows patients to choose the level of protection which allows the health care providers to have different levels of malpractice insurance. Since some patients are willing to assume the risk and wave liability, it will reduce costs.
   It also allows the insurance companies to reduce the cost of premiums for patients who are willing to accept less regulation and/or wave some liability.
(Alternative payment plans for independent sovereigns)

6 - Environmental Protection
Regulation of the environment which may vary in different areas and must provide different levels of protection for different individuals and businesses, this is impossible for the political-state, but not for Libertocracy which provides just that type of regulation which may be flexible and provide different degrees of protection depending on the different susceptibilities that people have to pollution because of different health conditions and taking into consideration the differing impacts that pollution have on different properties and their uses and the different financial impact pollution has on different people.
(A) Pollution
Industries or individuals who pollute must first be identified and the amount of pollution they emit into a environment must be calculated along with the damage caused, which must be proved in court. Polluters living under different governments may be sued through their treaty affiliations. Polluters who are aliens and not members of a common government or treaty organization may be dealt with in at least two different ways; they may either be boycotted and have an embargo on any transportation of materials into or out of their property placed on them, including shutting off electricity and water going to their property and excluded them from any participation in the treaty organized economy, or if the pollution is very destructive or life threatening, they may be stopped from polluting by force. Alien polluters may avoid those consequences by agreeing to take responsibility by paying the cost of their pollution or at least enter into good faith negotiations with the governments of the people being affected.
(B) Public Land Management
Lands for parks, recreation and natural areas and wildlife preserves may be created and operated privately and offered for public use with a charge to those persons who wish to use them.
These properties must be acquired voluntarily by buying them. If enough people are not willing to support maintaining public lands, then there is no justification for doing so.

7 - Social Provisions
(A) Worker's Entitlements
Workers will either have to set aside money in case of unemployment or incapacitation or they will have to purchase unemployment or workers' comp. insurance for themselves or they will have to negotiate with employers to provide them with unemployment or workers' comp. A worker who is injured on the job still has the option of suing the employer for not providing an adequately safe working environment.
Individuals may seek employment in an organized economy that requires employers to provide unemployment insurance, workers' compensation, a minimum wage, occupational safety, and a pension.
(B) Basic needs; housing, food, clothing
Individuals who can't get a job in the regular economy and can't provide an adequate living will have to form cooperative communities which will work together to help provide for all of its member's basic needs. Most people who are on public support are able to do some kind of work. Together people can do enough work to sustain themselves. Very few people are actually disabled and unable to do any kind of work. The cooperative community should produce enough basic necessities to provide for the needs of the disabled also.
They may join an already established civil government's cooperative.
(C) Opportunity programs; grants and loans
People seeking grants or loans for small businesses or help in buying a home may seek these or other similar opportunities through either private institutions or civil governments who will provide these opportunities in order to recruit new civilzens.

8 - Education
Any education system should be operated by many private education organizations who may provide public equal access to all students. Equal opportunity can be guaranteed through their contracts and treaty agreements between the organizations and member governments and economies. The organizations handle everything from; building and maintaining the schools and purchasing the resources to hiring the teachers.
Minimum standards may be established through common law determination according to each community.

                                                                                                                                            by Libercratus